Family Owned since 1999
From Traditional Loans to No Income Verification Loans We've Got you Covered - Serving Texas and Colorado

Welcome to the official site of Forty Acres Lending. We are a full-service mortgage company based in Austin, Texas. We specialize residential lending and offer a full array of products to serve all including First Time Home Buyers, FHA, Veterans, Jumbo, Conventional Mortgages, Rental Properties, No Incone Verification Loans, Fix-n-Flip and New Construction for Investors in the State of Texas and Colorado. 

Local to Austin, Texas and Fort Collins, Colorado.  Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.


In terms of Purchase Loan programs, we offer the following:   Conventional | FHA | VA | Stated Income | Jumbo | No Income Verification

Need to Refinance? We can help you with that, too!


We offer a wide range of refinance options, designed to best meet the needs of most borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:  FHA Streamline | VA Streamline | Conventional | Cash Out | Jumbo | No Income Verification

What makes Forty Acres Lending unique is that we offer the following niche programs: Asset Based Lending; Self-Employed Stated Income and Low Doc Loans. Contact Forty Acres Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Call Our Experts Today!

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Begin the process by calling us today or fill out an online application. For a start, we make the process hassle-free. Not to mention, closing can be as convenient as e-signatures with an online notary at any location on qualified loans! Loan Advisors are standing by 7 days a week to help. Above all, we will find the loan program that fits your individual financial goals. So, let’s get Started!

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